Configure Program - LLGC1FL

LOB: HO3
Carrier: lloyds
State: Florida

Rating

Select 2 Versions in table to see rate differences

Version#	Effective from	Status
1.2.0.1	09/09/2020	Production
1.2.0.2	10/09/2020	Testing
1.2.0.3	11/09/2020	Development
1.2.0.4	19/09/2020	Production
1.2.0.5	21/09/2020	Testing
1.2.0.6	25/09/2020	Development
1.2.0.1	09/09/2020	Production

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VERSION	CREATED ON	LAST UPDATED ON	EFFECTIVE FROM	STATUS	CREATED BY	LAST UPDATED BY
1.12.0.0	04/14/2019	04/14/2019	04/14/2019	Development	System	System

AOP Deductible Rules

TYPE	VALUE	TEXT	AMOUNT	TIER	FACTOR
ACV	500	500	$500	1,2	1.05
ACV	500	500	$500	1,2	1.05
ACV	500	500	$500	1,2	1.05
ACV	500	500	$500	1,2	1.05
ACV	500	500	$500	1,2	1.05
ACV	500	500	$500	1,2	1.05

Showing 1 to 10 of 57 entries

Preview Factor Changes

AOP Deductible Rules: Modified

S.NO	STATUS	TYPE	VALUE	TEXT	AMOUNT	TIER	CREDIT	FACTORS
1	Old	ACV	500	$500	500	1.2	0	1.05
	New	ACV	600	$500	500	1.2	0	1.05

Base Territory: Modified

S.NO	STATUS	TERRITORY	RATE	WINDRATE	LV	HV	COUNTRY	FACTORS
1	Old	1	0.28	2.0	75000	500000	camden	500
1	New	1	0.28	2.0	85000	500000	camden

Rate Form

Premium

PREMIUM CODE	DESCRIPTION	FACTOR		FACTOR PREMIUM		NC/SUR/DIS	PREMIUM
		1.10.0.0	1.13.0.0 (PRD)	1.10.0.0	1.13.0.0 (PRD)		1.10.0.0	1.13.0.0 (PRD)
BR	Base Rate	0.315	0.341	0	0		0.315	0.341
BP	Base Premium	0.315	0.341	473	588		473	588
ADA	Dwelling Amount						525	653
BOS	Other Structure	0	0	0	0	Included	525	653
ERC	Extended Replacement Cost	0	0	0	0	Included	473	588
WBC	Water Backup Coverage	125	125	125	125	Surcharge	598	713
ACV	Lower AOP Deductible Surcharge	1	1	0	0	Included	598	713
DAL	Loss of Use	0	0	0	0	Included	598	713
GDP	Damage to property of others	0	0	0	0	Included	598	713
ANI	Insured Age Discount	24	14	24	14	Discount	574	699
BA	Burglary Alarm Rate	0.98	0.98	11	14	Discount	563	685
SDD	Smoke, Deadbolt Discount	0	0	0	0	Discount	563	685
HA	Home Age Discount	0.85	0.9	84	68	Discount	479	617
PCS	Zero Claim Discount	0.85	0.9	84	68	Discount	479	617
SHD	Heating Device Surcharge	0	0	0	0		455	617
CPP	Personal Property	0.82	0.85	82	93	Discount	373	525
EPL	Personal Liability	0	30	0	30	Included	373	525
FMP	Medical Payment	0	10	0	10	Included	373	525
MinPre	Minimum Premium	0	0	227	36	Included	600	600
Base Premium							473	588
Surcharge							125	165
Discount							225	189
Total Premium							373	564
Charged Premium							600	600

Rate Form

County

Protection Class

Claims Loss Type

Claims Number of Cat Claims

Insured Age

Deductible Parameter

Burglary Alarm Opted

Smoke Detectors Parameter

Home Age

Personal Liability

Heating Device Type

Personal Property

Wind Coverage Limit

User Info Parameter

Water Backup

Coastal Distance

Insurance Amount

Claims Number of Claims

Claims Loss Amount

Claims Cat Claims Amount

Deductible Type

Ext Replacement Cost

Burglary Alarm Type

Dead Bolt Parameter

Construction Type

Heating Device Opted

Other Structure

Wind Coverage Opted

Wind Coverage Deductible Type

User Info Parameter

Medical Payment

View Book Analysis

SUMMARY BOOK ANALYSIS FOR THE PROGRAM	RATER VERSION	REQUESTED DATE	REFERENCE NUMBER
HO3-BCHI-GA	1.10.0.1	2/8/2021 8:19:52 AM	2118134912378

POLICY COUNT	TOTAL BOUND PREMIUM	AVG. BOUND PREMIUM	TOTAL RENEWAL PREMIUM	AVG. RENEWAL PREMIUM	TOTAL FUTURE PREMIUM	AVG. FUTURE PREMIUM	TOTAL DIFFERENCE (FUTURE-PREMIUM)
218	$310,396.00	$1,423.83	$333,999.00	$1,532.11	$279,997.00	$1,284.39	($54,002.00)

Compare Form

County

Protection Class

Claims Loss Type

Claims Number of Cat Claims

Insured Age

Deductible Parameter

Burglary Alarm Opted

Smoke Detectors Parameter

Home Age

Personal Liability

Heating Device Type

Personal Property

Wind Coverage Limit

User Info Parameter

Water Backup

Coastal Distance

Insurance Amount

Claims Number of Claims

Claims Loss Amount

Claims Cat Claims Amount

Deductible Type

Ext Replacement Cost

Burglary Alarm Type

Dead Bolt Parameter

Construction Type

Heating Device Opted

Other Structure

Wind Coverage Opted

Wind Coverage Deductible Type

User Info Parameter

Medical Payment

Compare Result

Compare Form

PREMIUM CODE	DESCRIPTION	FACTOR			FACTOR PREMIUM			PREMIUM
		1.10.0.0	1.10.0.0	1.13.0.0 (PRD)	1.10.0.0	1.10.0.0	1.13.0.0 (PRD)	1.10.0.0	1.10.0.0	1.13.0.0
BR	Base Rate	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
BP	Base Premium	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
ADA	Dwelling Amount	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
BOS	Other Structure	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
ERC	Extended Replacement Cost	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
WBC	Water Backup Coverage	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
ACV	Lower AOP Deductible Surcharge	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
DAL	Loss of Use	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
GDP	Damage to property of others	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
ANI	Insured Age Discount	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
BA	Burglary Alarm Rate	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
SDD	Smoke, Deadbolt Discount	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
HA	Home Age Discount	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
PCS	Zero Claim Discount	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
SHD	Heating Device Surcharge	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
CPP	Personal Property	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
EPL	Personal Liability	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
FMP	Medical Payment	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
MinPre	Minimum Premium	0.315	0.341	0.341	0	0	0	0.315	0.341	0.341
Base Premium								473	588	588
Surcharge								125	125	165
Discount								225	189	189
Total Premium								373	373	564
Charged Premium								600	600	600

Configure Program - LLGC1FL

Rating

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AOP Deductible Rules

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AOP Deductible Rules: Modified

Base Territory: Modified

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