You've made the right choice!

Get a complete cover for you & your family with 'more' benefits & up to 30% discount

  • UPTO 30%
    RATIO IN FY 19-20

Beneficial discounts and offers for you

  • 10% discount* on
    buying this policy online
    10% discount on premium in case of buying or renewing the policy online from our website, our mobile app
  • 10% discount* on
    buying 2/3 years policy
    10% discount on premium for buying 2 or 3 year policy
  • 10% prime discount* on
    for existing customer
    One-time discount of 10% on the premium is applicable if the insured person is a Reliance Group Employee or existing customer
  • 10% discount* on
    policy renewal
    10% discount on renewal premium, subject to health check-up report submission

Benefits with no limits

  • Hospital room rent

  • Road ambulance charges

  • Organ donor expenses

  • Ayush benefit

Infinite reasons to choose us

  • Day care
    treatment coverage

  • 90 days
    free cancellation
    100% refund upto 90 days & above 90 days will be considered as pro-rata
  • Robotic surgery for
    quick recovery
    Covered under special treatments
  • Restore your
    sum insured

  • 90 days pre & 180 days
    post hospitalisation

  • Wide range of sum insured from Rs. 3 Lacs to Rs. 1 crore

Take a detail look at the benefits that we cover

Take a look at the various plans that we have in store for you

Sum Insured (in Rs.) 3 Lacs 5 Lacs 10 Lacs 15 Lacs 50 Lacs 1 Crore

Section 1: Basic Benefits

Inpatient Care
Covers medical expenses like room rent, ICU charges, medical practitioner fees, nursing charged etc. incurred during hospitalization due to an illness or accident for period more than 24 hrs. Covers hospitalization due to mental illness, Parkinson's and Alzheimer's diseases in accordance with the mental health care act, 2017
No Sub limits
Special Treatments (in Rs.)
Coverage of treatments which are usually not covered under regular health insurance plans such as:- Robotic surgeries which are less invasive and results in quick recovery, Stem cell therapy and upcoming futuristic technology in medical science, Correction of eye sight due to refractive error above dioptre 14.0, Administration of intra-articular or intra-lesional injections, monoclonal antibodies such as Rituximab/Infliximab/tratsuzumab (trade name Remicade, Rituxan, Herceptin), supplementary medications such as zolendronic acid. This comes as a co-payment of 50%"

Co-payment of 50% of admissible Medical Expenses for all Sum Insured options
1 Lacs1 Lacs1 Lacs1.5 Lacs5 Lacs10 Lacs
Day Care Procedures
Medical expenses incurred for day care procedures taken at a hospital or day care centre​. There is no limit to the number of day care procedures covered. All day care treatments are covered.
No Sub limits
Domiciliary Hospitalisation
Covers medical expenses for medical treatment at home for a period exceeding three (3) consecutive days which would otherwise have necessitated hospitalisation.
No Sub limits
Organ Donor
Medical expenses on harvesting the organ from donor during transplantation.
No Sub limits
Ayush Benefit
The medical expenses for in-patient treatment taken under Ayurveda, Unani, siddha and homeopathy.
No Sub limits
Pre-Hospitalisation Medical Expenses
Covers medical expenses incurred 90 days prior to the date of hospitalisation.
Upto 90 days
Post-Hospitalisation Medical Expenses
Covers medical expenses incurred up to 180 days from the date of discharge.
Upto 180 days
Emergency Ambulance
Actual expenses incurred for utilizing road ambulance service for transporting the insured to the nearest hospital with adequate emergency facilities in case of emergency or from one hospital to another if medically required.
No Sub limits
Transportation Benefit
Expenses incurred up to Rs.500 for utilizing a reregistered radio cab operator's services for transporting the insured person to and/or from the hospital, provided that have approved a pre-authorization request.
Maximum upto Rs. 500
Restore Benefit
Re-instatement of 100% sum insured if exhausted during the policy year. Restore sum insured can be used for only future claims made by the insured person and not against any claim in respect of an illness (including its complications) for which a claim has been already paid.
Equal to 100% of Sum Insured

Section 2: More Options Benefits​

MoreCover^ (in Rs.)1 Lacs1 Lacs3 Lacs5 Lacs15 Lacs30 Lacs
MoreTime ^Extended Policy Year of 13 months if Policy period is 1 year
Extended Policy Year of 26 months if Policy Period is 2 years
Organ DonorNo Sub limits

Section 3: Voluntary Co-payment​​

Voluntary Co-payment^10% if ​opted

Take a look at the eligibility criteria for Health Infinity Insurance

Age Child: 91 days to 25 years** | Adult: 18 years to 65 years**
Family Composition for Floater policy Maximum 8 members - 2 Adults and up to 6 children​
Policy Period​ 1 year, 2 years & 3 Years​
Sum insured 3 lacs, 5 lacs, 10 lacs, 15 lacs, 50 lacs, 1 Crore​​

Take a look at the eligibility criteria for Health Infinity Insurance

Waiting period A waiting period of 30 days applicable to all claims unless insured suffers an accident
A specific waiting period A specific waiting period of 24 months is applicable on specific diseases as mentioned in policy as long as insured is in his/her third year of policy without break.
Pre-existing Diseases waiting period​ Pre-existing Diseases shall not be covered until the completion of 36 months of continuous coverage have elapsed, since inception of the first Health Infinity Policy provided that the Pre-existing Disease is declared and/or accepted in the proposal.​​

Take a look at the exclusions for Health Infinity Insurance

All permanent exclusions shall apply individually for each Insured Person and claims shall be assessed accordingly. We will not make any payment for any claim in respect of any Insured Person directly or indirectly for, caused by, arising from or in any way attributable to any of the following unless expressly stated to the contrary in this Policy:
  • Investiga​tio​n & Evaluation
  • Obesity/Weight control
  • Change-of-Gender treatments
  • Cosmetic or Plastic surgery
  • Hazardous or Adventure sports
  • Breach of law
  • Excluded providers
  • Drugs or treatments
  • Wellness and Rejuvenation
  • Dietary Supplements & Substances
  • Rest Cure, rehabilitation and respite care
  • Refractive Error
  • Unproven Teatments
  • Birth control, Sterility and Infertility
  • Maternity
  • Alternative Treatments
  • Circumcision
  • Convalescence or Rehabilitation
  • Dental Treatment
  • Drugs or treatments
  • Enteral feedings
  • External Congenital Anomaly
  • Hearing Aids
  • Hormonal therapies
  • Medically Necessary Teatment
  • Medical supplies
  • Non-medical expenses
  • Outpatient treatment (OPD)
  • Overseas treatment
  • Peritoneal dialysis
  • Prosthetic and other devices
  • Reasonable & Customary Charges
  • Self-inury or suicide
  • Sexually transmitted diseases
  • Sleep-apnoea
  • Spinal subluxation, manipulation and muscle stimulation
  • Treatment by a family member
  • Treatment outside discipline
  • Vaccination and immunisation
  • War or si​​milar situations
C​​lick here to read the policy wordings to know more about the exclusions of Health Infinity Insurance.
*10% discount applicable on each component mentioned above with maximum ca​p up to 30% discount.​ ​Please refer policy wordings and prospectus for detail understanding.
​#Get one benefit at no extra cost and two others at additional premium.
^ If opted and specified to be in force in the Schedule.​
**Age based on completed years, No maximum cover ceasing age
T&C apply. Details mentioned above are for Reliance Health Infinity Insurance (UIN:RELHLIP20089V021920).​​​​​

Here's what our customers say about us!

"Good health insurance policy"

A decent policy by Reliance which covers hopitalization and helped me recover expenses.
Himani S 14 January 2019, Bengaluru

"Health insurance with cashless benefit"

It is a good health insurance policy which cover hospitalization and helped me avail cashless hospitalization
Dino S 13 February 2020, Hyderabad

"Customizable health insurance policy"

I could select and customize the health insurance plan as per my needs. It was good to purchase the health insurance plan as needed.
Chetan O 5 February 2020, Vijayawada

"Don't miss health insurance"

I paid my own bills last year when I was admitted to the hospital and it was painful as I didn't had a health insurance policy
Himani S 14 January 2019, Bengaluru
*T&C apply. ​Discounts mentioned above is based on Vehicle category, Loyalty, Parking & Driving experience.​​ Registered & Corporate Office: Reliance Centre, South wing, 4th Floor, Off Western Express Highway, Santacruz (East), Mumbai – 400055
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